Everyday life continues day by day with the vast majority of us thinking nothing bad could ever possibly happen. If a crime is committed we watch or hear about it and then move on with our lives. However according to some insurance companies a large proportion of us are careless about looking after ourselves and our properties.
One – A figure that will you shock you is that an astonishing 64% of people attaining property insurance admit that they do not always lock their front door and windows when heading out. The most common entry point is an open window or unlocked front door.
Two – A distinctive statement that burglars have been known to make is that burglar alarms are hugely ignored and unarmed most of the time. People can be naïve in thinking they will never need it with 34% in a poll admitting their alarm doesn’t get used. In addition in a separate poll another 33% of homeowners admitted that they ignore any sounding alarms in the street.
Three – The most common target for burglars is a semi-detached (38%) bricked (51%) house occupied by a family with young children. The house has three bedrooms and is situated in an urban location (59%). A garden at the back of the house (82%), approximately 160 sq m and surrounded by fencing (66%). Usually with no garage (63%) at the property but there is one car sitting on the drive (32%)
Four – Only 22% of burglaries happen when the property is occupied so any measures that can be taken should be. Even small measures such as keeping your keys away from letter boxes and leaving a radio in inside can easily defend your home. And of course not leaving lights on during the day advertising that you are out and won’t be back till after dark.
Five – The cost of repairing the damage and replacing the stolen goods costs on average £1,730 – very few ever getting their stolen goods back.
Six – It isn’t uncommon for a burglar to hit the same house more than once. After all, they know the vulnerabilities, may have keys and are expecting you to replace your stolen items with an insurance claim. If you’re the victim of a break-in, improve your home security, if you haven’t don’t wait until you are!!
SevenUnfortunately, burglaries are hard to solve. Three out of four crimes are going unsolved, the lowest clear-up rate for five years. So your chances of recovering your property are even less likely to happen.
Eight – Burglary rates are likely to be under reported. Many burglaries are not reported either because they may be very minor or the victim doesn’t want to bother the police. Sometimes victims are insured and so doesn’t see the point in reporting the crime.
The lessons, do the obvious easy things to protect your home,
- Lock windows and doors.
- Use your alarm
- Keep sheds and gates locked
- Use a lightswitchtimer.co.uk when its dark